With all the talk about the Fiscal Cliff in the US most commentators seem to have forgotten just how desperate it has become for families and individuals around the world since 2009. The bailed out bankers and there families may have got back into their cosy bonus driven routines but everyone else is paying dearly for it.
Are there signs of economic recovery ahead in 2013? It's difficult to say but when airlines start investing serious sums into their high class business lounges to attract the lucrative business customers, as they have, then there must be some improvements on the way.
Whatever your personal financial situation 2013 offers the chance to increase income and pay off debts (get rid of those high interest ones first remember). In the past few years the Internet has changed beyond all recognition and the ability to do business globally is open to almost everyone. Go on, take the plunge and make 2013 your best year for a long time.
