It's so easy to get credit and financing these days that it's no wonder that so many people have real debt problems. Yes, you can get your debt re-structured just as the big companies and governments do but you won't be in control of those 'negotiations'.
Far better to take control yourself but you'll need real self determination to make it work and it won't happen over night.
The formula is simple - If your Expenses are greater than your Income then you get into debt.
So the answer is simple too right? make sure your Income is greater than your Expenses and you can pay off your debt capital.
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